Protect your biggest investment
Home insurance that covers what matters
Your home is more than a house—it's where life happens. Get coverage that protects your investment and everything inside it.
Compare quotes from trusted insurers and find the right protection for your family.
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Home Insurance Basics
Understanding homeowners insurance
Homeowners insurance protects your home's structure, your personal belongings, and provides liability coverage if someone is injured on your property. It also covers additional living expenses if you can't stay in your home after a covered loss.
Standard policies cover most common perils: fire, theft, vandalism, windstorms, and more. However, floods and earthquakes require separate policies in most cases.
Your mortgage lender will require you to carry homeowners insurance, but choosing the right coverage levels is up to you. Replacing your home and belongings could cost more than you think.
How it works
Getting covered is easier than you think
Whether you're buying your first policy or switching providers, we make it simple to find the right coverage at the right price.
Step 1
Tell us what you need
Answer a few quick questions about your coverage needs. It takes about 3 minutes.
3 minutes
Step 2
Compare your options
See quotes side-by-side with clear explanations. Adjust coverage to find the right balance.
Easy comparison
Step 3
Get covered and save
Buy online or talk to a licensed agent who can walk you through everything.
Licensed agent support
Key decisions
Everything you need to make the right choice
Learn how home insurance works, discover ways to save, and get the protection you need—all without the headache.
Replacement cost coverage
Make sure your policy covers the full cost to rebuild your home—not just what you paid for it.
Personal property protection
Your furniture, electronics, clothing, and valuables are covered if they're stolen or damaged.
Liability protection
If someone is injured on your property, your policy helps cover medical bills and legal fees.
Guided help
Real people ready to help when you need it
Our licensed insurance agents work with local agencies across the country. They understand your state's requirements, know how to find discounts, and can turn confusing insurance-speak into plain English.
- Help determining the right dwelling coverage amount
- Guidance on optional coverages like water backup and identity theft
- Finding discounts for security systems, new roofs, and more
- Claims support when you need it most
Prefer online? Start there and call us whenever you're ready for help.
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Home Insurance guides and resources
Dive deeper into home insurance topics with our in-depth guides and comparisons.
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Many customers who bundle coverage find they save money. Compare quotes to see what works best for you.