Home Insurance

Ways to save on home insurance

Homeowners insurance discounts can add up to significant savings. Here's what's available.

Save money

Ways to save on home insurance

Most people qualify for at least one discount. Our agents help you find every savings opportunity.

New Home

Save 10-15%

Homes built in the last 10 years often qualify for new home discounts due to updated building codes.

Impact-Resistant Roof

Save 5-25%

Roofing materials rated for hail and wind resistance. Larger discounts in storm-prone areas.

When replacing your roof, the premium savings over time can help offset the cost of upgraded materials.

Claims-Free

Save 5-20%

No claims on your home insurance for 3-5 years typically qualifies you for this discount.

More ways to save

Security System(Save 5-15%)

A monitored burglar alarm that notifies authorities can earn significant discounts.

Pay in Full(Save 5-10%)

Pay your entire annual premium upfront instead of monthly installments.

Retired/55+(Save 5-10%)

Retirees who are home more often may qualify for lower rates due to quicker response to issues.

Loyalty(Save 3-10%)

Stay with the same insurer for multiple years. Discounts often increase over time.

Water Leak Detection(Save 2-10%)

Smart water sensors or automatic shutoff systems that prevent water damage.

Gated Community(Save 3-5%)

Living in a gated community with controlled access.

Multi-Policy Bundle(Save up to 25%)

Bundle your home and auto insurance with the same company.

Smoke and Fire Alarms(Save 2-5%)

Smoke detectors on every level, especially hardwired or smart detectors.

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