West Virginia Insurance Guide

Your Guide to Insurance in West Virginia

Understanding insurance in West Virginia means knowing how to protect against flooding and landslides. Whether you're looking for auto, home, renters, or life insurance, local expertise can help you find the right coverage at the best price.

Licensed agents ready to help you navigate your options.

An antique truck in front of a farm, all covered by liability and property insurance through 1-800-INSURANCE in West Virginia.

Talk to an insurance guide

Licensed pros walk you through quotes, discounts, and next steps in minutes.

Hurricane or severe storm exposure in parts of the state
Flood insurance important for many areas
At-fault auto insurance state (in most cases)
Seasonal weather patterns affect claims

How it works

Getting covered is easier than you think

Whether you're new to West Virginia or just shopping for better rates, we make it simple to find the right coverage at the right price.

Step 1

Tell us what you need

Answer a few quick questions about your coverage needs. It takes about 3 minutes.

3 minutes

Step 2

Compare your options

See quotes side-by-side with clear explanations. Adjust coverage to find the right balance.

Easy comparison

Step 3

Get covered and save

Buy online or talk to a licensed agent who can walk you through everything.

Licensed agent support

Guided help

Local agents who know West Virginia

Our licensed insurance agents work with local agencies across West Virginia. They understand your state's requirements, know how to find discounts, and can turn confusing insurance-speak into plain English.

  • Deep knowledge of West Virginia insurance requirements
  • Side-by-side comparisons sent straight to your phone
  • Help filing claims when you need it
  • Knowledgeable in all coverage types

Prefer online? Start there and call us whenever you're ready for help.

Agent helping customer

Find Insurance Agents in West Virginia

Connect with licensed insurance agents who understand West Virginia coverage requirements and can help you find the best protection.