Texas Insurance Guide

Your Guide to Insurance in Texas

Texas offers diverse insurance challenges from coastal hurricanes to hail storms and tornadoes. As the second-largest state, coverage needs vary significantly by region.

Licensed agents ready to help you navigate your options.

Pickup truck in front of trees that got insurance coverage by calling 1-800-INSURANCE.

Talk to an insurance guide

Licensed pros walk you through quotes, discounts, and next steps in minutes.

No state income tax affects financial planning
Coastal wind coverage often requires separate policy
Hail and tornado damage common in North Texas
At-fault auto insurance state

How it works

Getting covered is easier than you think

Whether you're new to Texas or just shopping for better rates, we make it simple to find the right coverage at the right price.

Step 1

Tell us what you need

Answer a few quick questions about your coverage needs. It takes about 3 minutes.

3 minutes

Step 2

Compare your options

See quotes side-by-side with clear explanations. Adjust coverage to find the right balance.

Easy comparison

Step 3

Get covered and save

Buy online or talk to a licensed agent who can walk you through everything.

Licensed agent support

Guided help

Local agents who know Texas

Our licensed insurance agents work with local agencies across Texas. They understand your state's requirements, know how to find discounts, and can turn confusing insurance-speak into plain English.

  • Deep knowledge of Texas insurance requirements
  • Side-by-side comparisons sent straight to your phone
  • Help filing claims when you need it
  • Knowledgeable in all coverage types

Prefer online? Start there and call us whenever you're ready for help.

Agent helping customer

Find Insurance Agents in Texas

Connect with Texas insurance experts who can help you navigate state-specific coverage requirements.