Rhode Island Insurance Guide

Your Guide to Insurance in Rhode Island

Understanding insurance in Rhode Island means knowing how to protect against coastal flooding. Whether you're looking for auto, home, renters, or life insurance, local expertise can help you find the right coverage at the best price.

Licensed agents ready to help you navigate your options.

We sailboat cruising in Rhode Island that has liability insurance coverage by calling 1-800-INSURANCE.

Talk to an insurance guide

Licensed pros walk you through quotes, discounts, and next steps in minutes.

Winter weather affects claims and coverage needs
Strong consumer protection regulations
Urban areas may have higher auto insurance rates
Flood insurance recommended for many properties

How it works

Getting covered is easier than you think

Whether you're new to Rhode Island or just shopping for better rates, we make it simple to find the right coverage at the right price.

Step 1

Tell us what you need

Answer a few quick questions about your coverage needs. It takes about 3 minutes.

3 minutes

Step 2

Compare your options

See quotes side-by-side with clear explanations. Adjust coverage to find the right balance.

Easy comparison

Step 3

Get covered and save

Buy online or talk to a licensed agent who can walk you through everything.

Licensed agent support

Guided help

Local agents who know Rhode Island

Our licensed insurance agents work with local agencies across Rhode Island. They understand your state's requirements, know how to find discounts, and can turn confusing insurance-speak into plain English.

  • Deep knowledge of Rhode Island insurance requirements
  • Side-by-side comparisons sent straight to your phone
  • Help filing claims when you need it
  • Knowledgeable in all coverage types

Prefer online? Start there and call us whenever you're ready for help.

Agent helping customer

Find Insurance Agents in Rhode Island

Connect with licensed insurance agents who understand Rhode Island coverage requirements and can help you find the best protection.