New York Insurance Guide

Your Guide to Insurance in New York

New York has some of the strongest consumer protection laws in insurance and unique coverage requirements including no-fault auto insurance.

Licensed agents ready to help you navigate your options.

A woman and man crossing the street with a city in the backdrop. Both are happy that they had insurance in New York by calling 1-800-INSURANCE.

Talk to an insurance guide

Licensed pros walk you through quotes, discounts, and next steps in minutes.

No-fault auto insurance state
Strong consumer protection regulations
High auto insurance costs, especially in NYC
Flood insurance essential in many areas

How it works

Getting covered is easier than you think

Whether you're new to New York or just shopping for better rates, we make it simple to find the right coverage at the right price.

Step 1

Tell us what you need

Answer a few quick questions about your coverage needs. It takes about 3 minutes.

3 minutes

Step 2

Compare your options

See quotes side-by-side with clear explanations. Adjust coverage to find the right balance.

Easy comparison

Step 3

Get covered and save

Buy online or talk to a licensed agent who can walk you through everything.

Licensed agent support

Guided help

Local agents who know New York

Our licensed insurance agents work with local agencies across New York. They understand your state's requirements, know how to find discounts, and can turn confusing insurance-speak into plain English.

  • Deep knowledge of New York insurance requirements
  • Side-by-side comparisons sent straight to your phone
  • Help filing claims when you need it
  • Knowledgeable in all coverage types

Prefer online? Start there and call us whenever you're ready for help.

Agent helping customer

Find Insurance Agents in New York

Connect with New York insurance agents who can help you navigate state requirements.