Michigan Insurance Guide

Your Guide to Insurance in Michigan

Understanding insurance in Michigan means knowing how to protect against tornadoes, hail, and extreme temperature swings. Whether you're looking for auto, home, renters, or life insurance, local expertise can help you find the right coverage at the best price.

Licensed agents ready to help you navigate your options.

A man blowing leaves out of a gutter on the side of a home. He has small business and home insurance by calling 1-800-INSURANCE in Michigan.

Talk to an insurance guide

Licensed pros walk you through quotes, discounts, and next steps in minutes.

No-fault auto insurance state
Among highest auto premiums nationally
Winter weather affects claims

How it works

Getting covered is easier than you think

Whether you're new to Michigan or just shopping for better rates, we make it simple to find the right coverage at the right price.

Step 1

Tell us what you need

Answer a few quick questions about your coverage needs. It takes about 3 minutes.

3 minutes

Step 2

Compare your options

See quotes side-by-side with clear explanations. Adjust coverage to find the right balance.

Easy comparison

Step 3

Get covered and save

Buy online or talk to a licensed agent who can walk you through everything.

Licensed agent support

Guided help

Local agents who know Michigan

Our licensed insurance agents work with local agencies across Michigan. They understand your state's requirements, know how to find discounts, and can turn confusing insurance-speak into plain English.

  • Deep knowledge of Michigan insurance requirements
  • Side-by-side comparisons sent straight to your phone
  • Help filing claims when you need it
  • Knowledgeable in all coverage types

Prefer online? Start there and call us whenever you're ready for help.

Agent helping customer

Find Insurance Agents in Michigan

Connect with licensed insurance agents who understand Michigan coverage requirements and can help you find the best protection.