Hawaii Insurance Guide
Your Guide to Insurance in Hawaii
Understanding insurance in Hawaii means knowing how to protect against wildfires, earthquakes, and diverse geographic risks. Whether you're looking for auto, home, renters, or life insurance, local expertise can help you find the right coverage at the best price.
Licensed agents ready to help you navigate your options.
Talk to an insurance guide
Licensed pros walk you through quotes, discounts, and next steps in minutes.
Insurance in Hawaii
Learn about coverage requirements, rates, and how to save on insurance in Hawaii.
Hawaii Home Insurance
Find the right homeowners coverage to protect your Hawaii property.
Hawaii Auto Insurance
Meet state requirements and protect yourself on Hawaii roads.
Hawaii Renters Insurance
Affordable coverage for renters across Hawaii.
Hawaii Life Insurance
Protect your family with life insurance coverage.
Hawaii Insurance Guides
Explore helpful guides and articles about insurance in Hawaii.
Auto Insurance in Honolulu, Hawaii
Hawaii requires 40/80/20 liability and $10K PIP coverage. Honolulu drivers pay ~$1,578/year for full coverage. Learn no-fault rules and H-1 accident risks.
Hawaii Auto Insurance
Hawaii requires no-fault PIP coverage and has some of the lowest rates in the US. Learn about coverage requirements, 2026 changes, and island market options.
Hawaii Home Insurance
Hawaii has the cheapest home insurance in the U.S. at $382/year, but excludes hurricanes & volcanoes. Learn what coverage you really need in 2025.
Hawaii Hurricane Insurance Guide
Learn about Hawaii hurricane insurance requirements, costs, and coverage. Understand deductibles, the 72-hour rule, and how to protect your island home.
Hawaii No-Fault Insurance Explained
Learn how Hawaii's no-fault insurance works, PIP coverage requirements, when you can sue, and what it costs. Essential guide for Hawaii drivers.
Hawaii Workers' Compensation Requirements
Hawaii requires workers' comp with just 1 employee. Learn coverage thresholds, exemptions, penalties for non-compliance, and how to get insured.
How it works
Getting covered is easier than you think
Whether you're new to Hawaii or just shopping for better rates, we make it simple to find the right coverage at the right price.
Step 1
Tell us what you need
Answer a few quick questions about your coverage needs. It takes about 3 minutes.
3 minutes
Step 2
Compare your options
See quotes side-by-side with clear explanations. Adjust coverage to find the right balance.
Easy comparison
Step 3
Get covered and save
Buy online or talk to a licensed agent who can walk you through everything.
Licensed agent support
Guided help
Local agents who know Hawaii
Our licensed insurance agents work with local agencies across Hawaii. They understand your state's requirements, know how to find discounts, and can turn confusing insurance-speak into plain English.
- Deep knowledge of Hawaii insurance requirements
- Side-by-side comparisons sent straight to your phone
- Help filing claims when you need it
- Knowledgeable in all coverage types
Prefer online? Start there and call us whenever you're ready for help.
Find Insurance Agents in Hawaii
Connect with licensed insurance agents who understand Hawaii coverage requirements and can help you find the best protection.