California Insurance Guide

Your Guide to Insurance in California

California insurance presents unique considerations including wildfire risk, earthquake exposure, and some of the highest auto insurance rates in the nation.

Licensed agents ready to help you navigate your options.

A man and a woman driving in a convertible vehicle with palm trees in the background and a surfboard in the back, heading to the beach, really happy because they save money by calling 1-800-INSURANCE in California.

Talk to an insurance guide

Licensed pros walk you through quotes, discounts, and next steps in minutes.

Wildfire coverage increasingly difficult to obtain
Earthquake insurance sold separately
Among the highest auto insurance premiums nationally
Consumer protection laws favor policyholders

How it works

Getting covered is easier than you think

Whether you're new to California or just shopping for better rates, we make it simple to find the right coverage at the right price.

Step 1

Tell us what you need

Answer a few quick questions about your coverage needs. It takes about 3 minutes.

3 minutes

Step 2

Compare your options

See quotes side-by-side with clear explanations. Adjust coverage to find the right balance.

Easy comparison

Step 3

Get covered and save

Buy online or talk to a licensed agent who can walk you through everything.

Licensed agent support

Guided help

Local agents who know California

Our licensed insurance agents work with local agencies across California. They understand your state's requirements, know how to find discounts, and can turn confusing insurance-speak into plain English.

  • Deep knowledge of California insurance requirements
  • Side-by-side comparisons sent straight to your phone
  • Help filing claims when you need it
  • Knowledgeable in all coverage types

Prefer online? Start there and call us whenever you're ready for help.

Agent helping customer

Find Insurance Agents in California

Work with California insurance specialists who understand wildfire, earthquake, and auto coverage challenges.