Perdue Insurance Agency, INC.
1620 South Ashland Ave, Suite 104, Green Bay, WI 54304
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1620 South Ashland Ave, Suite 104, Green Bay, WI 54304
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318 S Washington St FL 2, Ste 200, Green Bay, WI 54301
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3049 Ramada Way, Ste 300, Green Bay, WI 54304
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215 Elizabeth St., Green Bay, WI 54302
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108 Packerland Dr, Suite B, Green Bay, WI 54303
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1585 Allouez Ave, Suite 2, Green Bay, WI 54311
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Learn about insurance coverage options specific to Green Bay residents.
Green Bay home insurance averages $1,000-1,500/year. Learn how lake effect snow, ice dams, and older homes impact your coverage and rates.
Car InsuranceGreen Bay drivers pay $927/year for full coverage—among Wisconsin's lowest rates. Learn about winter weather coverage, deer collisions, and bundling discounts.
Car InsuranceGreen Bay auto insurance averages $1,325/year—Wisconsin's cheapest. Learn about 25/50/10 minimums, winter coverage, and how to save on your policy.
General Insurance EducationComplete insurance guide for Green Bay, WI. Learn about Wisconsin's 25/50/10 requirements, average costs ($1,325/year), and winter coverage needs.
Green Bay homeowners typically pay between $1,000 and $1,500 per year for home insurance, with an average around $1,152 annually. This is significantly less than the national average of $2,423. Your actual cost depends on your home's age, condition, coverage limits, deductible, and claims history.
Yes, standard home insurance policies cover water damage caused by ice dams, which is common in Green Bay due to heavy lake effect snow. However, the policy won't pay to remove the ice itself or fix underlying ventilation issues. The best approach is prevention through proper attic insulation and ventilation.
Water backup coverage protects you when water backs up through your drains from sewer backups, sump pump failures, or overwhelmed storm drains. Standard policies don't include this, but it's essential in Green Bay due to heavy spring snowmelt and summer storms. It typically costs $50-150 per year for $10,000-25,000 in coverage.
Many insurers will cover older homes, but they pay close attention to your roof age, electrical system, and plumbing. Homes with roofs over 10-20 years old, knob-and-tube wiring, or galvanized plumbing may face coverage restrictions or higher rates. Updating these systems before shopping for insurance can help you get better options and pricing.
Wisconsin doesn't legally require home insurance, but your mortgage lender will require it as a condition of your loan. Even if you own your home outright, insurance is essential protection against Green Bay's harsh winters, severe storms, and other risks that could cost tens of thousands to repair out of pocket.
Common discounts include bundling your home and auto insurance (typically 10-20% savings), installing security or fire alarm systems, being claims-free for 3-5 years, having impact-resistant roofing, and newer home discounts. Ask each carrier what discounts they offer, as these can reduce your premium by hundreds of dollars annually.
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