All In One Insurance Solutions
307 N 3rd St, Suite 5, Yakima, WA 98901
View this agency's profile to learn more about their services.
Loading...
City directory
Yakima households and business owners trust local agents to navigate carrier appetite shifts, underwriting requirements, and the claims process.
Compare local agents, coverage options, and specialties to find the right fit for your insurance needs.
307 N 3rd St, Suite 5, Yakima, WA 98901
View this agency's profile to learn more about their services.
127 W Yakima Ave, Ste 201, Yakima, WA 98902
View this agency's profile to learn more about their services.
3611 River Rd, Ste 200, Yakima, WA 98902
View this agency's profile to learn more about their services.
1218 W Lincoln Ave, Yakima, WA 98902
View this agency's profile to learn more about their services.
32 N 3rd St, #435, Yakima, WA 98901
View this agency's profile to learn more about their services.
811 W Yakima Ave, Suite 101, Yakima, WA 98902
View this agency's profile to learn more about their services.
Learn about insurance coverage options specific to Yakima residents.
Discover insurance costs, requirements, and local agents in Yakima, WA. Auto insurance averages $64/mo, home insurance $1,685/yr. Get quotes today.
Home InsuranceYakima home insurance averages $1,685/year due to wildfire and earthquake risks. Learn about coverage options, costs, and protecting your valley home.
Car InsuranceYakima auto insurance averages $89-180/month. Learn about WA's 25/50/10 minimums, at-fault system, I-82 risks, and how to find the best rates in 2026.
Washington state requires all drivers in Yakima to carry liability insurance with minimum limits of 25/50/10: $25,000 per person for bodily injury, $50,000 per accident for total bodily injury, and $10,000 for property damage. Driving without insurance can result in fines of $550 or more, license suspension, and a requirement to file an SR-22 for three years.
Homeowners in Yakima pay an average of $1,685 per year for home insurance, which is higher than the Washington state average of $1,415. The exact cost depends on your home's value, age, construction type, and location. A $200,000 home typically costs around $1,296 annually, while a $300,000 home might cost $1,662.
If you live near the Yakima River or in a flood-prone area, you should strongly consider flood insurance. Floods are the most common natural disaster in Yakima County, and standard homeowners policies don't cover flood damage. You can purchase flood insurance through the National Flood Insurance Program or private insurers.
Yakima County faces multiple natural disaster risks including floods, wildfires, earthquakes, severe drought, winter storms, and high winds up to 70 mph. Insurers factor these elevated risks into their pricing, resulting in higher premiums than the state average. The county's emergency management department maintains comprehensive hazard plans for these risks.
No. Washington state law prohibits insurers from using credit scores to determine homeowners insurance rates. Your premium is instead based on factors like your home's age, construction type, location, claims history, and coverage limits. This consumer protection ensures fairer pricing regardless of credit history.
As of October 2025, USAA offers the cheapest rates in Yakima with liability coverage at $25 per month and full coverage at $64 per month. However, USAA is only available to military members and their families. Rates vary significantly based on your driving record, age, location, and coverage levels, so it's important to compare quotes from multiple providers.
Stand out to local shoppers with your team, specialties, and business hours. Member agencies get priority placement and more features.
Join the network