Guess Insurance Agency LLC
1002 Meb Ct, Mt. Juliet, TN 37122
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1002 Meb Ct, Mt. Juliet, TN 37122
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1002 Meb Ct, Mt Juliet, TN 37122
View this agency's profile to learn more about their services.
1002 Meb Court, Mt. Juliet, TN 37122
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2093 N Mt. Juliet Rd, Mt. Juliet, TN 37122
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2093 N Mount Juliet Rd, STE 1, Mt Juliet, TN 37122
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258 W Division St, Suite 100, Mt. Juliet, TN 37122
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Learn about insurance coverage options specific to Mt Juliet residents.
Complete insurance guide for Mt. Juliet, Tennessee covering auto rates, home coverage, flood zones, and local agents in Wilson County's fastest-growing city.
Home InsuranceLearn about Mt. Juliet home insurance costs, tornado coverage, and flood protection near Percy Priest Lake. Average rates, savings tips, and what you need.
Car InsuranceLearn about Mt. Juliet auto insurance requirements, Tennessee's 25/50/15 minimums, at-fault rules, I-40 risks, and how to get coverage that protects you.
Tennessee requires 25/50/25 liability coverage, meaning $25,000 for bodily injury per person, $50,000 for bodily injury per accident, and $25,000 for property damage. These minimums apply statewide, including Mt. Juliet, and haven't changed for 2025 or 2026. However, many insurance experts recommend higher limits like 100/300/100 for better protection.
It depends on your flood zone. If you have a federally backed mortgage and live in a high-risk flood zone, flood insurance is mandatory. Even if you're in a low-risk area, consider that 25% of flood claims come from moderate- to low-risk zones. You can check your property's flood zone using Mt. Juliet's FEMA Flood Zones WebApp.
Tennessee drivers pay an average of $103 per month for full coverage or $47 per month for minimum coverage. Mt. Juliet rates may be slightly higher than rural Tennessee due to its proximity to Nashville and increasing traffic, but Tennessee remains one of the most affordable states for car insurance overall.
Bundling typically saves you 10-25% on your premiums and simplifies your coverage by having one agent and one renewal date. However, always compare bundled quotes against separate policies from different carriers to ensure you're getting the best overall value. Independent agents can help you evaluate both options.
While not legally required, renters insurance is highly recommended and surprisingly affordable at $15-30 per month. It covers your personal belongings and provides liability protection if someone is injured in your rental. With Mt. Juliet's rapid growth and many new rental communities, it's an easy way to protect yourself from financial loss.
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