Drexel Agency, Inc.
101 State Road, Ste 4, Media, PA 19063
View this agency's profile to learn more about their services.
Loading...
City directory
Media households and business owners trust local agents to navigate carrier appetite shifts, underwriting requirements, and the claims process.
Compare local agents, coverage options, and specialties to find the right fit for your insurance needs.
101 State Road, Ste 4, Media, PA 19063
View this agency's profile to learn more about their services.
107 N Monroe St, Media, PA 19063
View this agency's profile to learn more about their services.
330 W State St, Media, PA 19063
View this agency's profile to learn more about their services.
594 S New Middletown Rd, Media, PA 19063
View this agency's profile to learn more about their services.
594 S New Middown Rd, First, Floor, Media, PA 19063
View this agency's profile to learn more about their services.
Learn about insurance coverage options specific to Media residents.
Pennsylvania requires 15/30/5 liability coverage ($15,000 per person for bodily injury, $30,000 per accident, and $5,000 for property damage) plus $5,000 in Personal Injury Protection (PIP). However, these minimums are quite low by today's standards, and most insurance professionals recommend at least 100/300/100 coverage to adequately protect yourself from potential lawsuits and out-of-pocket expenses after a serious accident.
Home insurance in Pennsylvania averages between $1,440 and $2,195 per year, with Delaware County falling somewhere in that range. Your specific rate depends on your home's age, construction type, location, and coverage limits. Historic properties near downtown Media typically cost more to insure than newer construction due to higher replacement costs for unique architectural features.
Local agents in Media offer personalized service and knowledge of Delaware County-specific risks that online quotes can't match. They help during claims, understand local weather patterns and property values, and can advocate for you with insurance companies. While online quotes might seem cheaper initially, a good local agent often finds discounts and coverage options that save money long-term while providing much better service when you actually need help.
Independent agents work with multiple insurance companies and can shop around to find you the best rate and coverage from various carriers. Captive agents represent only one insurance company and sell exclusively their products. Independent agents offer more options and comparison shopping, while captive agents have deep expertise in their company's specific products and sometimes access to exclusive discounts.
Standard homeowners insurance policies do not cover flood damage—you need a separate flood insurance policy for that protection. Even if your Media property isn't in a designated flood zone, Delaware County has experienced more intense storms in recent years, making flood coverage worth considering. Water damage is the most common and expensive homeowners claim, so reviewing your flood risk is a smart move regardless of your official flood zone designation.
Bundle your auto and home insurance with the same carrier for 15-25% in savings, install security systems or safety upgrades for additional discounts, and review your coverage annually to ensure you're not over-insured on older vehicles or underutilizing available discounts. Increasing your deductible from $500 to $1,000 can also cut premiums by 10-15%, though make sure you can afford the higher deductible if you need to file a claim.
Stand out to local shoppers with your team, specialties, and business hours. Member agencies get priority placement and more features.
Join the network