Arnold Insurance Agency, Inc.
1400 Haft Dr., Reynoldsburg, OH 43068
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Reynoldsburg households and business owners trust local agents to navigate carrier appetite shifts, underwriting requirements, and the claims process.
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1400 Haft Dr., Reynoldsburg, OH 43068
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6501 E Livingston Ave Unit, #3A, Reynoldsburg, OH 43068
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6402 E Main St, Ste 204, Reynoldsburg, OH 43068
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6494 Taylor Rd SW, Reynoldsburg, OH 43068
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Learn about insurance coverage options specific to Reynoldsburg residents.
Reynoldsburg auto insurance costs $1,400-$1,900/year, home insurance $608-$871/year. Get local rates, coverage tips, and agent recommendations.
Home InsuranceReynoldsburg sits in Ohio's top tornado county. Compare 2026 home insurance rates, learn what's covered, and find savings on policies from $837/year.
Full-coverage auto insurance in Reynoldsburg typically costs $1,400 to $1,900 annually, or about $117 to $158 per month. Drivers who opt for Ohio's minimum required coverage pay $400 to $500 per year. Your actual rate depends on your driving record, age, vehicle type, and credit score. Reynoldsburg's proximity to Columbus and major highways like I-70 influences these rates.
Ohio requires 25/50/25 liability coverage: $25,000 per person for bodily injury, $50,000 total per accident for bodily injury, and $25,000 for property damage. These minimums haven't changed for 2025. However, these amounts are often insufficient for serious accidents. Most insurance professionals recommend at least 100/300/100 coverage to adequately protect your assets.
Homeowners in Reynoldsburg pay between $608 and $871 per year for insurance, which is $50 to $72 monthly. This is significantly below the national average and competitive within Ohio. Your specific premium depends on your home's age, replacement cost, credit score, claims history, and chosen deductible. With median home values around $200,000, make sure your dwelling coverage reflects actual rebuild costs, not market value.
Yes, renters insurance is essential even though it's not legally required. Your landlord's insurance only covers the building, not your personal belongings or your liability if someone gets injured in your unit. Renters insurance costs just $15 to $30 monthly and typically provides $100,000 in liability coverage plus protection for your possessions against fire, theft, and water damage.
Working with one of Reynoldsburg's five local agencies offers significant advantages. Local agents understand the unique aspects of insuring property in a multi-county city, know traffic patterns that affect auto rates, and can identify coverage gaps specific to Central Ohio. They can also help you bundle policies for 15-25% savings and adjust coverage as your needs change over time.
Yes, Reynoldsburg's location as a Columbus suburb directly impacts auto insurance rates. Many residents commute on high-traffic routes like I-70 and Route 270, which insurers factor into premiums due to increased accident risk. However, Reynoldsburg's lower crime rates compared to urban Columbus can help offset some costs, especially for homeowners and renters insurance.
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