Central Ohio Insurance Services, Inc
1205 Hill Rd N, Pickerington, OH 43147
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Pickerington households and business owners trust local agents to navigate carrier appetite shifts, underwriting requirements, and the claims process.
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1205 Hill Rd N, Pickerington, OH 43147
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10400 Blacklick Eastern Rd, Ste 120, Pickerington, OH 43147
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350 Pickering Drive, Pickerington, OH 43147
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1029 Refugee Rd, Suite 100, Pickerington, OH 43147
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670 Windmiller Drive, Suite B, Pickerington, OH 43147
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19 N Center St, Ste 302, Pickerington, OH 43147
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Learn about insurance coverage options specific to Pickerington residents.
Get the complete guide to auto, home, and other insurance in Pickerington, Ohio. Learn about local agents, rates, and coverage options for 2025.
Home InsurancePickerington homeowners pay $1,200-$1,600/year for insurance. Learn about tornado coverage, newer home discounts, and ways to save on your policy.
Car InsuranceGet the right auto insurance in Pickerington, Ohio. Learn about state minimums, why US-33/I-70 location affects rates, and coverage beyond 25/50/25.
Ohio requires minimum liability coverage of 25/50/25, which means $25,000 per person for bodily injury, $50,000 per accident for bodily injury, and $25,000 for property damage. However, most insurance experts recommend higher limits like 50/100/50 or 100/300/100 because medical costs and repair expenses have increased significantly, and the minimums may not provide adequate protection for your assets.
Pickerington homeowners typically pay between $1,200 and $2,100 annually for home insurance, which is below the national average. Your actual cost depends on your home's value, age, construction type, and the coverage limits you choose. With the median home value at $309,700 in Pickerington, make sure your dwelling coverage is sufficient to rebuild your home at current construction costs.
Yes, renters insurance is essential even though it's not legally required. It typically costs just $15-30 per month and covers your personal belongings if they're stolen or damaged, plus provides liability protection if someone is injured in your rental. Your landlord's insurance only covers the building structure, not your possessions or your liability exposure.
Umbrella insurance provides additional liability coverage beyond the limits on your auto and home policies, typically starting at $1 million for $150-300 per year. Given Pickerington's median household income of $116,645 and high homeownership rate, umbrella coverage is worth considering to protect your assets from a major lawsuit. It kicks in when you exhaust the liability limits on your underlying policies.
Motorcycle insurance requires the same minimum liability coverage as auto insurance in Ohio (25/50/25), but you should also consider collision and comprehensive coverage for your bike. Since Pickerington is home to the American Motorcyclist Association and Motorcycle Hall of Fame, many residents own motorcycles and need separate policies that can also cover custom parts, accessories, and gear that standard auto policies won't cover.
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