Riverview Insurance Agency
301 N Mason St, Carrollton, MO 64633
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Carrollton households and business owners trust local agents to navigate carrier appetite shifts, underwriting requirements, and the claims process.
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301 N Mason St, Carrollton, MO 64633
View this agency's profile to learn more about their services.
Learn about insurance coverage options specific to Carrollton residents.
Carrollton home insurance averages $1,180-$1,413/year. Learn about North Texas hail risks, wind coverage, and how to protect your home after 2024's storms.
Georgia requires 25/50/25 liability coverage: $25,000 for bodily injury per person, $50,000 for bodily injury per accident, and $25,000 for property damage. These requirements haven't changed for 2025 or 2026. However, these minimums often aren't sufficient to cover serious accidents, so many residents choose higher limits like 100/300/100.
No, standard homeowners insurance covers tornado and wind damage but specifically excludes flood damage. You need a separate flood insurance policy through the National Flood Insurance Program if you want flood coverage. Your community must participate in the program for you to purchase this coverage, so check with a local agent about whether it's available for your property.
While not legally required, renters insurance is highly recommended for UWG students. It protects your belongings from theft or damage and provides crucial liability coverage if someone is injured in your apartment. Most policies cost just $15-30 per month and offer $100,000 or more in liability protection, which can save you from financial disaster if an accident occurs.
Driving without insurance in Georgia has serious consequences. You'll face fines and your vehicle registration can be suspended. Driving with a suspended registration is a criminal offense that can result in your vehicle being impounded. Georgia requires continuous insurance coverage on all registered vehicles.
Yes, most insurance companies offer bundling discounts if you combine multiple policies like auto and home or renters insurance. You may also qualify for discounts based on good driving records, home security systems, multiple vehicles, or student status. Talk to local agents about all available discounts to lower your premiums.
Carroll County experiences tornado risks and flash flooding, which can affect homeowners insurance premiums. Standard policies cover tornado and wind damage, but you'll pay extra for separate flood insurance if your property is in a flood-prone area. Creating a home inventory with photos and keeping policy information accessible helps streamline claims if severe weather strikes.
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