Coach Light Insurance Agency
4072 Chicago Dr SW, #26, Grandville, MI 49418
View this agency's profile to learn more about their services.
Loading...
City directory
Grandville households and business owners trust local agents to navigate carrier appetite shifts, underwriting requirements, and the claims process.
Compare local agents, coverage options, and specialties to find the right fit for your insurance needs.
4072 Chicago Dr SW, #26, Grandville, MI 49418
View this agency's profile to learn more about their services.
5570 Wilson Avenue SW, Ste D, Grandville, MI 49418
View this agency's profile to learn more about their services.
2890 Wilson Ave SW, Grandville, MI 49418
View this agency's profile to learn more about their services.
Learn about insurance coverage options specific to Grandville residents.
Grandville home insurance averages $2,200-$2,400/year. Learn about winter weather risks, required coverage, and how to save on your Michigan homeowners policy.
Car InsuranceGrandville drivers pay $2,248/year vs. Michigan's $2,847 average. Compare PIP options, understand no-fault rules, and save on Kent County car insurance.
No, Michigan law does not require homeowners to carry insurance. However, if you have a mortgage, your lender will require home insurance as part of your loan agreement. Even if you own your home outright, insurance protects you from catastrophic financial loss if your home is damaged or destroyed.
Yes, standard home insurance policies typically cover sudden and accidental water damage from frozen pipes that burst. However, insurers may deny claims if they determine you failed to properly maintain your home, such as not insulating pipes or keeping your heat on during freezing weather. Take preventive steps to protect your coverage.
It depends on your location and risk tolerance. Standard home insurance excludes flood damage entirely. If you live near the Grand River, in a low-lying area, or somewhere prone to spring runoff flooding, separate flood insurance is worth considering. The average NFIP flood policy in Michigan costs around $975 annually.
Michigan home insurance rates jumped 57% between November 2024 and November 2025 due to several factors: aging housing stock that's more expensive to repair, increasingly severe weather causing more claims, rising construction and labor costs, and insurers recalculating risk across the board. Shopping around for quotes can help you find better rates.
Market value is what your home would sell for today, including the land. Dwelling coverage is the cost to completely rebuild your home from the ground up at current construction prices, excluding land. Your dwelling coverage should be based on rebuild costs, not market value or your mortgage balance, to ensure you're fully protected.
Yes, water backup coverage is highly recommended in the Grand Rapids area, including Grandville. Sewer backups and basement flooding are common issues in Kent County, and standard policies don't cover this type of water damage. Adding this endorsement to your policy is relatively inexpensive and can save you thousands in out-of-pocket costs.
Stand out to local shoppers with your team, specialties, and business hours. Member agencies get priority placement and more features.
Join the network