Affordable Insurance Agency Inc.
54 Broadway, Norwood, MA 02062
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Norwood households and business owners trust local agents to navigate carrier appetite shifts, underwriting requirements, and the claims process.
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54 Broadway, Norwood, MA 02062
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145 Railroad Ave, Norwood, MA 02062
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121 Central St, Ste. 205, Norwood, MA 02062
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121 Central St, Suite 205, Norwood, MA 02062
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17 Central St, Norwood, MA 02062
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955 Washington St, Norwood, MA 02062
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54 Kings Rd, Norwood, MA 02062
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Learn about insurance coverage options specific to Norwood residents.
Norwood insurance guide covering new 2025 auto requirements, homeowners costs averaging $1,518/year, and 7 local agencies. Get the coverage you need.
Car InsuranceNorwood drivers pay $1,410/year average. Learn about MA's new 25/50/30 minimums, PIP requirements, and how Route 1 location affects your rates.
As of July 1, 2025, Massachusetts requires $25,000 per person and $50,000 per accident for bodily injury liability, $30,000 for property damage, $8,000 for Personal Injury Protection, and matching uninsured motorist coverage. This is the first increase since 1988 and reflects current vehicle repair and medical costs.
Homeowners in Norfolk County, including Norwood, pay an average of $1,518 per year or about $127 per month for home insurance. This is below the national average, though costs vary based on your home's value, location, coverage limits, and chosen deductible.
Yes, renters insurance is highly recommended. Your landlord's policy doesn't cover your personal belongings or provide liability protection if someone is injured in your apartment. Renters insurance typically costs $15-30 per month and provides essential protection for your possessions and financial security.
Local independent agents in Norwood offer significant advantages: they can compare quotes from multiple carriers, understand local factors affecting your rates, and provide personalized service during claims. Norwood has seven established agencies with decades of experience serving the community.
While most policies include $100,000 in liability coverage, insurance professionals typically recommend $300,000 or more for homeowners in communities like Norwood with higher income levels. Consider an umbrella policy for additional protection beyond your home and auto coverage.
If you had an active policy before July 1, 2025, you don't need to update it immediately. However, when your policy comes up for renewal, you must meet the new minimum coverage requirements of 25/50/30.
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