Advanced Insurance Partners, Inc.
1755 S Naperville Rd, STE 100, Wheaton, IL 60189
View this agency's profile to learn more about their services.
Loading...
City directory
Wheaton households and business owners trust local agents to navigate carrier appetite shifts, underwriting requirements, and the claims process.
Compare local agents, coverage options, and specialties to find the right fit for your insurance needs.
1755 S Naperville Rd, STE 100, Wheaton, IL 60189
View this agency's profile to learn more about their services.
2100 Manchester Rd Ste C-1608, Wheaton, IL 60187
View this agency's profile to learn more about their services.
2100 Manchester Dr Suite C-1608, Wheaton, IL 60187
View this agency's profile to learn more about their services.
2100 Manchester Road, Building A, Suite 508, Wheaton, IL 60187
View this agency's profile to learn more about their services.
2100 Manchester Road Building A, Suite 508, Wheaton, IL 60187
View this agency's profile to learn more about their services.
46 Danada Sq W, # 4133, Wheaton, IL 60189
View this agency's profile to learn more about their services.
290 S County Farm Rd, Wheaton, IL 60187
View this agency's profile to learn more about their services.
620 W Roosevelt Rd Suite A-2, Wheaton, IL 60187
View this agency's profile to learn more about their services.
620 W Roosevelt Rd, #A2, Wheaton, IL 60187
View this agency's profile to learn more about their services.
Learn about insurance coverage options specific to Wheaton residents.
Wheaton homeowners pay $2,400-$3,100/year for insurance. Learn about winter weather coverage, historic home protection, and tree damage claims.
Car InsuranceWheaton had 1,352 crashes in 2024. Learn Illinois's 25/50/20 requirements, why minimums aren't enough, and how to protect yourself on DuPage roads.
General Insurance EducationComplete insurance guide for Wheaton, IL residents. Learn about Illinois requirements, local rates, and coverage options for auto, home, and life insurance.
Wheaton homeowners typically pay between $2,400 and $3,100 annually for home insurance, slightly higher than the Illinois state average due to above-average home values (median of $447,700). Your actual cost depends on your home's age, construction type, coverage limits, deductible, and claims history. With rates increasing 50% over the past three years statewide, comparing quotes from multiple insurers is essential.
Yes, most homeowners policies cover damage from ice dams, which are common in Wheaton's harsh winters when snow melts and refreezes at roof edges. However, some insurers distinguish between 'snow,' 'water,' and 'ice' damage in their policies. Check your specific policy language and ask your agent to confirm ice dam coverage explicitly, as policy terms can vary between insurers.
If a tree falls on your home due to wind, lightning, hail, or heavy snow, your homeowners insurance covers both the structural damage and tree removal, typically up to $500-$1,000 for removal (some policies pay up to 5% of structural damage costs). Your policy also covers damaged contents. However, if a tree falls without hitting an insured structure, removal costs are generally your responsibility.
Historic homes often require extended or guaranteed replacement cost coverage because original materials and craftsmanship cost significantly more to replicate than standard construction. Some insurers offer specialized historic home policies that cover unique restoration costs. While these policies cost more, they ensure you can actually restore your home to its original character rather than settling for modern substitutes after a loss.
Yes, standard homeowners insurance typically covers both water damage from burst frozen pipes and the cost to repair or replace the pipes themselves—but only if you've properly maintained your home. This means keeping your heat on when traveling and insulating vulnerable pipes. If an insurer determines you neglected basic winterization, they may deny your claim.
Rates have jumped nearly 50% in three years due to multiple factors: Illinois experienced record severe weather in 2024 with 142 tornadoes, plus hundreds of hail and wind events affecting all counties. Rising construction costs from inflation and labor shortages mean rebuilding homes costs significantly more. Major insurers like Allstate raised rates 12.7% in 2024 and plan additional increases exceeding 10% for 2026 to offset weather losses and repair costs.
Stand out to local shoppers with your team, specialties, and business hours. Member agencies get priority placement and more features.
Join the network