Hicks Insurance Group
19144 88th Ave, Mokena, IL 60448
View this agency's profile to learn more about their services.
Loading...
City directory
Mokena households and business owners trust local agents to navigate carrier appetite shifts, underwriting requirements, and the claims process.
Compare local agents, coverage options, and specialties to find the right fit for your insurance needs.
19144 88th Ave, Mokena, IL 60448
View this agency's profile to learn more about their services.
19144 S 88th Ave, Mokena, IL 60448
View this agency's profile to learn more about their services.
19906 S. Wolf Road, Suite 2, Mokena, IL 60448
View this agency's profile to learn more about their services.
19532 Forestdale Ct, Mokena, IL 60448
View this agency's profile to learn more about their services.
11000 Front St, Mokena, IL 60448
View this agency's profile to learn more about their services.
Learn about insurance coverage options specific to Mokena residents.
Complete Mokena insurance guide covering IL's 25/50/20 auto requirements, rising home rates, tornado risks, and trusted local agents in Will County.
Home InsuranceMokena sits in tornado-prone Will County. Learn about home insurance coverage, costs, and wind/hail deductibles to protect your property.
Car InsuranceEssential auto insurance guide for Mokena, Illinois drivers. Learn about 25/50/20 requirements, at-fault system impacts, and I-80/US-45 accident risks.
Illinois requires 25/50/20 liability coverage ($25,000 per person, $50,000 per accident for bodily injury, $20,000 property damage) plus $25,000/$50,000 uninsured motorist coverage. The state enforces this through electronic verification that checks your policy twice annually, and driving without insurance carries a minimum $500 fine.
Illinois experienced a 50% premium increase between 2021 and 2024 due to severe weather—tornadoes, wind, and hail account for 93% of catastrophic losses. Rising construction costs and major carriers like State Farm (27.2% increase in 2025) and Allstate ($100+ million in rate hikes) have driven costs higher. Illinois is also the only state where insurers don't need government approval to raise rates.
Yes, most experts recommend higher limits than Illinois minimums. With Mokena's median household income exceeding $129,000, you have significant assets to protect. Consider 100/300/100 liability limits instead of the 25/50/20 minimum, as even moderate accidents can exceed these thresholds and leave you personally liable for the difference.
Standard homeowners policies don't cover flooding, and Will County experiences heavy rains and severe weather that can cause flooding. The National Flood Insurance Program offers policies starting around $400-700 annually for moderate-risk zones. Given the area's weather patterns, it's worth discussing with your agent whether your property needs flood coverage.
Your auto insurance should reflect your actual driving patterns and daily commute. Make sure you have comprehensive coverage that protects you during both the commute and your time in Chicago. Consider adding rental car reimbursement coverage so you can still get to work if your car is damaged or stolen, as this will minimize disruption to your commute schedule.
Stand out to local shoppers with your team, specialties, and business hours. Member agencies get priority placement and more features.
Join the network