Illinois Insurance Center
4410 W. Roosevelt Rd., Suite 100, Hillside, IL 60162
View this agency's profile to learn more about their services.
Loading...
City directory
Hillside households and business owners trust local agents to navigate carrier appetite shifts, underwriting requirements, and the claims process.
Compare local agents, coverage options, and specialties to find the right fit for your insurance needs.
4410 W. Roosevelt Rd., Suite 100, Hillside, IL 60162
View this agency's profile to learn more about their services.
4415 Harrison St, Suite 311, Hillside, IL 60162
View this agency's profile to learn more about their services.
4415 Harrison St, Ste 311, Hillside, IL 60162
View this agency's profile to learn more about their services.
4410 Roosevelt Rd, Ste 100, Hillside, IL 60162
View this agency's profile to learn more about their services.
Learn about insurance coverage options specific to Hillside residents.
Complete guide to insurance in Hillside, Illinois. Learn about auto requirements, homeowners coverage, flood risks, and property taxes in Cook County.
Home InsuranceHillside homeowners face rising insurance costs averaging $2,225-$3,114/year. Learn about Cook County weather risks, flood coverage gaps, and how to save.
Car InsuranceHillside, IL auto insurance guide: understand 25/50/20 minimums, at-fault rules, I-290/I-294 risk factors, and how Cook County location affects your rates.
Illinois requires 25/50/20 liability coverage and uninsured motorist protection. That means $25,000 per person for bodily injury, $50,000 per accident for bodily injury, $20,000 for property damage, and 25/50 uninsured motorist coverage. These minimums haven't changed for 2025-2026, but many experts recommend higher limits since medical and repair costs have increased significantly.
While not legally required, flood insurance is worth serious consideration in Hillside. Cook County sees frequent urban flooding from overwhelmed drainage systems, and 25% of flood claims come from properties outside high-risk zones. Standard homeowners insurance doesn't cover flood damage, and policies cost as little as $400-600 annually for low-risk properties through the National Flood Insurance Program.
The average Illinois homeowner paid $2,942 for coverage in 2024, representing a 50% increase from 2021. Your actual cost depends on your home's value, age, location in Hillside, coverage limits, deductible, and available discounts. Getting quotes from multiple carriers and bundling auto and home policies can help reduce your premium.
The median property tax bill in Cook County was $5,821 last year, and typical homeowners paid 78% more in 2024 than in 2007. When budgeting for homeownership, factor in both insurance costs and property taxes. Cook County offers exemptions including a $10,000 homeowner exemption and an $8,000 senior citizen exemption that can help reduce your tax burden.
Minimum coverage is the legal requirement, but it may not adequately protect your assets. A moderately serious accident can easily exceed $25,000 per person in medical bills, leaving you personally liable. Most insurance experts recommend at least 100/300/100 limits for auto insurance, and if you own a home or have significant assets, an umbrella policy provides additional protection at relatively low cost.
Get quotes from at least three different carriers, as prices vary significantly based on each company's risk models. Work with local agents who understand Cook County's specific risks and ask about all available discounts—bundling policies, good credit, home security systems, safe driving records, and being claims-free can all reduce your premium. Review your coverage annually to ensure it still meets your needs at a competitive price.
Stand out to local shoppers with your team, specialties, and business hours. Member agencies get priority placement and more features.
Join the network