Bowen Insurance Group
111 W 15th St, Burley, ID 83318
View this agency's profile to learn more about their services.
Loading...
City directory
Burley households and business owners trust local agents to navigate carrier appetite shifts, underwriting requirements, and the claims process.
Compare local agents, coverage options, and specialties to find the right fit for your insurance needs.
111 W 15th St, Burley, ID 83318
View this agency's profile to learn more about their services.
1225 Overland Ave, Ste 1, Burley, ID 83318
View this agency's profile to learn more about their services.
1720 NW 24th St, Ste C, Burley, ID 83318
View this agency's profile to learn more about their services.
Learn about insurance coverage options specific to Burley residents.
Complete insurance guide for Burley, ID. Learn about auto, home, farm, and earthquake coverage for Cassia County's agricultural hub on the I-84 corridor.
Car InsuranceBurley, ID auto insurance guide: Idaho's 25/50/15 minimums, at-fault system, I-84 risks, winter weather coverage. Get affordable rates averaging $952/year.
Southern Idaho sits on active fault lines, and standard homeowners policies exclude earthquake damage entirely. The 1983 Borah Peak earthquake demonstrated the region's seismic risk. Earthquake endorsements typically cost $100-300 annually depending on your home's value and construction type, providing essential protection that base policies don't include.
Idaho's minimum 25/50/15 coverage is inadequate for serious accidents. Most experts recommend at least 100/300/100 limits, especially for I-84 corridor drivers facing higher accident risks. Idaho's tort system means you're personally liable for damages exceeding your coverage, making higher limits a crucial financial protection.
Standard homeowners policies typically limit outbuilding coverage to 10% of dwelling value and exclude business equipment entirely. If you operate farm equipment or use outbuildings for agricultural purposes, you need a farm and ranch policy or specific endorsements to adequately protect these assets and operations.
An umbrella policy provides liability coverage beyond your home and auto policy limits, typically starting at $1 million in additional protection. As Burley's economy grows and residents accumulate assets, umbrella coverage protects against catastrophic liability claims that could otherwise force asset liquidation or bankruptcy. They're surprisingly affordable at $200-400 annually for $1 million in coverage.
No, auto policies don't cover ATVs, snowmobiles, or similar recreational vehicles. Homeowners policies provide minimal coverage with low limits and exclusions. If you use these vehicles regularly—especially given Burley's access to Pomerelle Mountain and surrounding recreation areas—specialized recreational vehicle policies provide proper liability and physical damage protection.
Stand out to local shoppers with your team, specialties, and business hours. Member agencies get priority placement and more features.
Join the network