Keith A Ross Insurance Agency, Inc.
41 Farmer St., Ste 103, Newnan, GA 30263
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41 Farmer St., Ste 103, Newnan, GA 30263
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311 Bullsboro Drive, Suite 130, Newnan, GA 30263
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390 Jackson Street, Suite F, Newnan, GA 30263
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395 Millard Farmer Ind Blvd, Ste C, Newnan, GA 30263
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41 Farmer Street, #101, Newnan, GA 30263
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Learn about insurance coverage options specific to Newnan residents.
Everything Newnan residents need to know about auto, home, and business insurance. Get local rates, coverage tips, and historic home protection advice.
Home InsuranceNewnan home insurance averages $2,004-$2,435/year. Learn about tornado coverage, historic home protection, and how the 2021 EF-4 storm affects rates.
Car InsuranceNewnan drivers pay $96/month on average. Learn Georgia's 25/50/25 minimums, at-fault rules, and coverage options for Coweta County and I-85 commuters.
Georgia requires 25/50/25 liability coverage: $25,000 per person for bodily injury, $50,000 per accident for multiple injuries, and $25,000 for property damage. However, these minimums are often inadequate for serious accidents. Most insurance experts recommend much higher limits, especially since 18% of Georgia drivers are uninsured.
The average homeowners insurance premium in Newnan is approximately $1,725 per year, with most residents paying between $1,253 and $2,506 depending on their home's value, coverage limits, and deductible choices. This is below Georgia's state average of $2,004 annually.
Standard homeowners policies may not adequately cover the full cost of restoring historic architectural details like Victorian millwork or antebellum brick patterns. If you own a historic property in one of Newnan's six National Register Historic Districts, consider extended replacement cost coverage or specialized historic home insurance to ensure proper protection.
Uninsured motorist (UM) coverage is not required, but Georgia insurers must offer it to all drivers, and you must reject it in writing if you don't want it. Given that nearly one in five Georgia drivers lacks insurance, most attorneys recommend carrying at least $100,000 per person in UM coverage to protect yourself.
Yes. Standard homeowners insurance doesn't cover commercial rental activity or business operations. If you're hosting film crews through short-term rentals, you need either a commercial business policy or landlord insurance with appropriate liability limits to cover the increased risks from commercial use.
If you have a mortgage, your lender typically escrows both property taxes and insurance premiums. Coweta County property tax bills are due December 1st each year. Forward your tax bill to your mortgage company immediately when you receive it in October, as lenders often wait until close to the deadline to pay, even though they've already collected the funds from your escrow account.
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