Allstar Insurance & Tax
231-A South 10th St, Griffin, GA 30224
View this agency's profile to learn more about their services.
Loading...
City directory
Griffin households and business owners trust local agents to navigate carrier appetite shifts, underwriting requirements, and the claims process.
Compare local agents, coverage options, and specialties to find the right fit for your insurance needs.
231-A South 10th St, Griffin, GA 30224
View this agency's profile to learn more about their services.
1857 West McIntosh Road, Suite 101, Griffin, GA 30223
View this agency's profile to learn more about their services.
625 W Taylor St, Suite 100, Griffin, GA 30223
View this agency's profile to learn more about their services.
Learn about insurance coverage options specific to Griffin residents.
Griffin, GA home insurance averages $2,004-$2,258/year. Learn about tornado coverage, roof age requirements, and how to protect your investment.
Car InsuranceGriffin drivers save $8/month vs. GA average. Learn about 25/50/25 minimums, at-fault rules, and how credit impacts rates on the US-19 corridor.
General Insurance EducationComplete insurance guide for Griffin, Georgia. Compare auto, home, and renters coverage costs. Learn about 2026 law changes and local considerations.
Griffin homeowners typically pay between $2,004 and $2,258 annually for home insurance, which is below the national average. Georgia ranks as the 26th most affordable state for homeowners insurance, with residents saving about $101 per month compared to national rates. However, your actual premium depends on your home's age, condition, location, coverage limits, and deductible.
Georgia insurers may limit or deny coverage for roofs over 15 to 20 years old, making roof age a critical factor in Griffin. If your roof is older, get a professional inspection and documentation of its condition before shopping for insurance. Some companies will cover well-maintained older roofs with higher deductibles or depreciated value for roof claims, while others may require replacement before offering coverage.
Yes, wind and hail coverage is essential in Griffin. The city experienced an EF3 tornado in 2023 that damaged the western part of town, and Georgia's tornado season runs from January through April. Standard home insurance policies in Georgia include wind and hail coverage, but you should verify this is included and ensure your dwelling coverage is high enough to cover tornado damage.
Purchase price is what you paid for your home, while replacement cost is what it would cost to rebuild it at today's construction prices. With Griffin home prices increasing up to 39% year-over-year, your replacement cost could be significantly higher than what you paid. Always insure for full replacement cost, not just your purchase price or mortgage amount, to avoid being underinsured after a total loss.
Standard home insurance policies don't cover flood damage, and flood insurance requires a separate policy through the National Flood Insurance Program or private insurers. Check FEMA flood maps to see if your Griffin property is in a flood zone. Even if you're not in a high-risk area, consider flood coverage if your home is near creeks or in a low-lying area, as severe thunderstorms can cause localized flooding.
Bundle home and auto insurance with the same company, increase your deductible to what you can afford to pay out-of-pocket, install security or fire alarm systems, maintain a claims-free history, and ask about new home discounts if buying new construction. Impact-resistant roofing and updated electrical, plumbing, or HVAC systems can also qualify you for discounts with many insurers.
Stand out to local shoppers with your team, specialties, and business hours. Member agencies get priority placement and more features.
Join the network