RWG Brokerage Corp
1108 Sand Drift Way, West Palm Beach, FL 33411
View this agency's profile to learn more about their services.
Loading...
City directory
West Palm Beach households and business owners trust local agents to navigate carrier appetite shifts, underwriting requirements, and the claims process.
Compare local agents, coverage options, and specialties to find the right fit for your insurance needs.
1108 Sand Drift Way, West Palm Beach, FL 33411
View this agency's profile to learn more about their services.
2535 Forest Hill Blvd, West Palm Beach, FL 33406
View this agency's profile to learn more about their services.
1645 Palm Beach Lakes Blvd, Suite 1200, West Palm Beach, FL 33401
View this agency's profile to learn more about their services.
1555 Palm Beach Lakes Blvd, Suite 820, West Palm Beach, FL 33401
View this agency's profile to learn more about their services.
2781 Vista Pkwy, Unit K4, West Palm Beach, FL 33411
View this agency's profile to learn more about their services.
1941 S Military Trail #6E-F, West Palm Beach, FL 33415
View this agency's profile to learn more about their services.
1941 S Military Trl # 6E-F, West Palm Beach, FL 33415
View this agency's profile to learn more about their services.
1645 Palm Beach Lakes Blvd, Ste 1200, West Palm Beach, FL 33401
View this agency's profile to learn more about their services.
2101 Vista Parkway, West Palm Beach, FL 33411
View this agency's profile to learn more about their services.
120 S Olive Ave, Ste 504, West Palm Beach, FL 33401
View this agency's profile to learn more about their services.
Learn about insurance coverage options specific to West Palm Beach residents.
West Palm Beach homeowners insurance averages $8,397/year. Learn how waterfront vs inland location, flood zones, and roof age impact your rates.
Home InsuranceWest Palm Beach home insurance averages $8,240-$14,388/year. Learn about hurricane deductibles, flood zones, Citizens coverage, and ways to save.
Car InsuranceWest Palm Beach drivers pay $4,862/year for full coverage—25% above FL average. Learn how I-95 commutes and neighborhood impact rates, plus save with discounts.
Car InsuranceWest Palm Beach auto insurance averages $4,862/year—25% above state average. Learn about PIP requirements, I-95 risks, and major 2026 law changes.
General Insurance EducationComplete West Palm Beach insurance guide covering Florida's no-fault auto laws, hurricane-driven home rates, new 2024 flood maps, and local coverage options.
Renters InsuranceWest Palm Beach renters insurance averages just $19/month. Learn about hurricane coverage, flood protection, and liability—plus how downtown vs suburban location affects your needs.
The average homeowners insurance premium in West Palm Beach is $8,397 per year, significantly higher than the Florida state average. Coastal and waterfront properties typically pay $4,200-$4,800 annually, while inland neighborhoods average $3,500-$4,000. Your actual rate depends on your home's location, age, roof condition, and coverage limits.
Yes, standard homeowners insurance does not cover flood damage, and approximately 80% of West Palm Beach properties are in flood zones requiring separate coverage. Flood insurance through NFIP averages $776-$1,000 annually, but West Palm Beach's CRS Class 5 rating provides a 25% discount. If you have a federally-backed mortgage in a high-risk flood zone, your lender will require you to purchase flood insurance.
A hurricane deductible is a separate, higher deductible that applies only when a named hurricane causes damage to your property. In Florida, hurricane deductibles typically range from $6,000 to $15,000, much higher than your standard policy deductible. This amount comes out of your pocket before insurance coverage begins for hurricane-related claims.
Many Florida insurers won't cover homes with roofs older than 15-20 years, and those that do often only provide actual cash value coverage, which factors in depreciation. A newer roof, especially one with impact-resistant materials, can lower your premium by hundreds of dollars annually and may qualify for up to 20% in discounts. In hurricane-prone areas, roof condition is one of the biggest factors insurers consider when determining rates.
Shop around with at least five insurers, as rates vary significantly. Install hurricane shutters, impact-resistant windows, or upgrade to an impact-resistant roof to earn substantial discounts. Consider raising your standard deductible if you have adequate savings, bundle your home and auto policies, and install security systems or smart home devices. Working with an independent agent who knows the Florida market can also help you find the best combination of coverage and savings.
Yes, waterfront and coastal properties in West Palm Beach pay approximately $700-$800 more per year in homeowners insurance compared to inland homes due to increased wind exposure and storm surge risk. Additionally, waterfront properties typically face higher flood insurance premiums. The total annual difference between coastal and inland properties can exceed $1,000 when factoring in both homeowners and flood insurance.
Stand out to local shoppers with your team, specialties, and business hours. Member agencies get priority placement and more features.
Join the network