Cal Executive Insurance Services
24303 Walnut St, Ste A, Santa Clarita, CA 91321
View this agency's profile to learn more about their services.
Loading...
City directory
Santa Clarita households and business owners trust local agents to navigate carrier appetite shifts, underwriting requirements, and the claims process.
Compare local agents, coverage options, and specialties to find the right fit for your insurance needs.
24303 Walnut St, Ste A, Santa Clarita, CA 91321
View this agency's profile to learn more about their services.
27240 Turnberry Ln, #200, Santa Clarita, CA 91355
View this agency's profile to learn more about their services.
24307 Magic Mountain Pkwy, Suite 70, Santa Clarita, CA 91355
View this agency's profile to learn more about their services.
25876 The Old Rd, #11, Santa Clarita, CA 91381
View this agency's profile to learn more about their services.
22943 Soledad Canyon Rd, Santa Clarita, CA 91350
View this agency's profile to learn more about their services.
26111 Bouquet Canyon Rd, Suite A5, Santa Clarita, CA 91350
View this agency's profile to learn more about their services.
21704 Golden Triangle Rd, Suite 310, Santa Clarita, CA 91350
View this agency's profile to learn more about their services.
Learn about insurance coverage options specific to Santa Clarita residents.
Complete Santa Clarita insurance guide: 2025 auto requirements, home insurance costs, wildfire coverage, FAIR Plan options, and local agent tips.
Home InsuranceLearn about home insurance costs in Santa Clarita, CA. Find coverage for wildfire risk, earthquake protection, and HOA communities. Compare rates and options.
California's minimum auto insurance requirements doubled on January 1, 2025. You now need at least $30,000 per person for bodily injury, $60,000 per accident for bodily injury, and $15,000 for property damage. These limits take effect when your policy renews, not immediately. In 2035, they'll increase again to $50,000/$100,000/$25,000.
The average cost is around $1,612 per year for $300,000 in dwelling coverage, but rates vary dramatically based on your wildfire risk zone. Some residents pay as little as $1,200 annually with carriers like Farmers or Allstate, while others in high-risk areas face premiums over $14,000 or struggle to find coverage at all.
The California FAIR Plan is an insurer of last resort that provides basic fire coverage up to $3 million for homeowners who can't get traditional insurance. It's more expensive and covers less than standard policies—you'll need a separate "wrap" policy for liability and other perils. Consider it if you're in a high-fire-risk zone and facing non-renewal from traditional insurers.
The California Department of Insurance added six Santa Clarita Valley ZIP codes to a fire-insurance moratorium in 2025: 91354, 91355, 91381, 91383, 91384, and 91390. If you live in these areas, traditional insurers may not renew your policy when it expires, though they can't cancel mid-term.
Start by shopping around—CSAA offers the cheapest full coverage at $153/month, while the average is $354. Bundle your auto and home policies for 10-25% discounts, maintain a clean driving record, raise your deductible to $1,000, and ask about low-mileage or usage-based discounts if you don't drive much.
Standard home insurance policies typically cover wildfire damage, but insurers in high-risk areas may exclude it or charge extremely high premiums. Some carriers have stopped renewing policies in Santa Clarita's moratorium ZIP codes entirely. Check your policy details and consider creating defensible space around your home to improve insurability and potentially lower rates.
Stand out to local shoppers with your team, specialties, and business hours. Member agencies get priority placement and more features.
Join the network