10-4 Trucking Insurance Services
319 S Park Ave, Ste G, Pomona, CA 91766
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319 S Park Ave, Ste G, Pomona, CA 91766
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981 Corporate Center Dr, Ste 150, Pomona, CA 91768
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478 W Holt Ave, Pomona, CA 91768
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300 S Park Ave, Ste 903, Pomona, CA 91766
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319 Union Ave, Pomona, CA 91768
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Learn about insurance coverage options specific to Pomona residents.
Get the essential guide to auto, home, and renters insurance in Pomona, California. Learn about 2025 requirements, costs, and local agents near Cal Poly.
Home InsurancePomona home insurance guide: earthquake risk, rising premiums, FAIR Plan options. Get quotes for homes averaging $640K. Protect your investment today.
Car InsurancePomona drivers pay $2,029-$2,326/year for car insurance. Learn about California's new 30/60/15 minimums, at-fault system, and how I-10 & CA-71 affect rates.
As of January 1, 2025, California requires minimum liability coverage of $30,000 per person for bodily injury, $60,000 total per accident for bodily injury, and $15,000 for property damage. These new requirements apply when your policy renews after January 1, 2025, and represent a significant increase from the previous minimums that had been in place since 1967.
Homeowners in Pomona typically pay between $1,300 and $2,000 annually for home insurance, with the average for Los Angeles County around $1,604 per year. Your specific rate depends on factors like your home's age, condition, location, coverage limits, and deductible. Installing security systems and bundling with auto insurance can reduce these costs by 15-25%.
While not legally required, renters insurance is highly recommended and costs only $15 to $30 per month. It covers your personal belongings and provides crucial liability protection if someone is injured in your rental unit or if you accidentally cause damage to the property. The liability coverage alone makes it worth the modest cost.
Yes, most insurance experts recommend carrying at least $100,000/$300,000 in liability coverage rather than just the state minimums. Medical costs and vehicle values have increased dramatically, and serious accidents often result in expenses far exceeding $30,000. If you cause an accident and someone's bills exceed your coverage, you're personally responsible for the difference, which could devastate your finances.
Bundle your auto and home insurance with the same carrier to save 15-25% on both policies. Maintain a clean driving record, ask about discounts for security systems or newer homes, increase your deductibles to lower premiums, and shop around every two to three years. Local Pomona insurance agents can help you identify all available discounts specific to your situation.
Umbrella insurance provides an additional $1 million to $2 million in liability coverage beyond your auto and home policies for about $200 to $400 per year. If you own a home and have significant assets or savings, umbrella coverage protects you from major lawsuits that exceed your standard policy limits, offering valuable peace of mind in California's litigious environment.
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