Aims Insurance Services - Moreno Valley
24487 Sunnymead Blvd, Moreno Valley, CA 92553
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Moreno Valley households and business owners trust local agents to navigate carrier appetite shifts, underwriting requirements, and the claims process.
Compare local agents, coverage options, and specialties to find the right fit for your insurance needs.
24487 Sunnymead Blvd, Moreno Valley, CA 92553
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14420 Elsworth St, Suite 111, Moreno Valley, CA 92553
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23940 Ironwood Ave, Ste A, Moreno Valley, CA 92557
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13373 Perris Blvd, Suite 410, Moreno Valley, CA 92553
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12125 Day St Ste K-413, Moreno Valley, CA 92557
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12625 Frederick Street, #I-1, Moreno Valley, CA 92553
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Learn about insurance coverage options specific to Moreno Valley residents.
Complete guide to auto, home, and renters insurance in Moreno Valley, California. Learn about 2025 requirements, earthquake and flood coverage, and local agents.
Home InsuranceCompare Moreno Valley home insurance rates averaging $1,320-$1,426/year. Learn about wildfire and earthquake coverage options in this Riverside County guide.
Car InsuranceMoreno Valley auto insurance guide: California's new 30/60/15 minimums, I-215/SR-60 risks, and coverage for Inland Empire drivers. Get protected today.
As of January 1, 2025, California requires minimum auto insurance coverage of 30/60/15: $30,000 per person for bodily injury, $60,000 per accident for multiple injuries, and $15,000 for property damage. This is the first increase since 1967. However, most experts recommend higher limits to protect your assets in case of a serious accident.
While not legally required, earthquake insurance is highly recommended for Moreno Valley homeowners. The San Jacinto Fault runs through the eastern side of the city and can produce earthquakes exceeding 7.0 magnitude. Standard homeowners policies don't cover earthquake damage, so a separate policy through the California Earthquake Authority is your only protection.
Renters insurance in Moreno Valley typically costs between $15 and $30 per month, depending on your coverage limits and deductible. This affordable policy protects your personal belongings and provides liability coverage if someone is injured in your apartment or if you accidentally cause damage to the building or neighboring units.
Yes, for many properties. About 2,534 properties in Moreno Valley (5% of the city) have greater than a 26% chance of severe flooding over the next 30 years. Standard homeowners policies don't cover flood damage. If you're in a flood-prone area, particularly near Heacock Street or Alessandro Boulevard where flooding occurred in 2010, flood insurance through the National Flood Insurance Program is essential.
Absolutely. Most insurance companies offer discounts of 15% to 25% when you bundle multiple policies like auto and home or renters insurance. Bundling also simplifies your insurance management with one company handling multiple policies and potentially just one renewal date to remember.
Get quotes from at least three different insurance companies or work with a local independent agent who can compare multiple carriers for you. Rates vary significantly based on your specific situation, ZIP code, driving record, and the coverage you choose. Don't just compare prices—look at coverage limits, deductibles, customer reviews, and claims handling reputation.
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