Hacienda Insurance Services
818 N Hacienda Blvd, Suite D, La Puente, CA 91744
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La Puente households and business owners trust local agents to navigate carrier appetite shifts, underwriting requirements, and the claims process.
Compare local agents, coverage options, and specialties to find the right fit for your insurance needs.
818 N Hacienda Blvd, Suite D, La Puente, CA 91744
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1124 N Hacienda Blvd, La Puente, CA 91744
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15816 Main St, La Puente, CA 91744
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13909 1/2 E Amar Rd, La Puente, CA 91746
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Learn about insurance coverage options specific to La Puente residents.
Complete insurance guide for La Puente residents covering 2025 auto requirements, home insurance costs, earthquake coverage, and local agents in San Gabriel Valley.
Home InsuranceLa Puente home insurance rates, earthquake coverage costs, and hillside property considerations. Get smart coverage in this San Gabriel Valley suburb.
Car InsuranceLa Puente drivers pay $155/month for auto insurance. Learn about California's new 30/60/15 minimums, at-fault system, and I-10 corridor coverage needs.
As of January 1, 2025, California requires minimum auto insurance coverage of $30,000 per person for bodily injury, $60,000 per accident for bodily injury, and $15,000 for property damage. This is double the previous minimums that had been in place since 1967. The new limits apply when your existing policy renews.
Home insurance in La Puente typically costs between $1,600 and $2,100 annually for a standard home with $300,000 in dwelling coverage. However, rates are rising throughout 2025, with California homeowners seeing average increases of 21% due to wildfire risk and market conditions affecting the entire state.
No, standard homeowners insurance policies in California do not cover earthquake damage. You need a separate earthquake insurance policy, which typically costs $800-$1,874 annually for most homes. These policies usually come with high deductibles (15-25% of your home's value) and primarily protect against catastrophic loss rather than minor damage.
Working with a local agent has significant advantages. They understand San Gabriel Valley-specific risks, have relationships with carriers that offer competitive rates in your area, and can often provide service in Spanish. Independent agents can quote multiple companies, helping you find the best coverage at the lowest price. La Puente has four local agencies serving the community.
Bundling your auto and home insurance with the same carrier typically saves 15-25%, or $400-600 annually for most households. Also get quotes from at least three different companies, as rates can vary by 50% or more for identical coverage. Finally, ask about all available discounts including good driver, multi-car, defensive driving courses, and professional memberships.
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