Kwan Insurance Services
11960 Silvergate Dr, Ste 101, Dublin, CA 94568
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Dublin households and business owners trust local agents to navigate carrier appetite shifts, underwriting requirements, and the claims process.
Compare local agents, coverage options, and specialties to find the right fit for your insurance needs.
11960 Silvergate Dr, Ste 101, Dublin, CA 94568
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11960 Silvergate Drive, Ste. 101, Dublin, CA 94568
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11740 Dublin Blvd, #102, Dublin, CA 94568
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6200 Village Parkway Suite, #203, Dublin, CA 94568
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11740 Dublin Blvd, #205, Dublin, CA 94568
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6379 Clark Ave, Suite 238, Dublin, CA 94568
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Learn about insurance coverage options specific to Dublin residents.
Complete guide to insurance in Dublin, California. Learn about auto, home coverage, local agents, and 2025 requirements. Save money with expert tips.
Home InsuranceDublin homeowners face unique coverage needs. Learn about rates ($1,800-$2,500/year), hail damage protection, and coverage amounts for Ohio's weather risks.
Home InsuranceDublin home insurance costs, earthquake coverage, and wildfire risk explained. Get quotes for homes averaging $1.1M in this Tri-Valley city.
Car InsuranceWhat Dublin, Ohio drivers pay for car insurance and how to save. Compare rates, understand coverage, and find discounts in this affluent Columbus suburb.
Car InsuranceCompare Dublin auto insurance rates and coverage. Learn why Ohio's 25/50/25 minimums aren't enough for I-270 commuters and how to protect your assets.
Car InsuranceDublin, CA auto insurance averages $222/month. Learn about California's new 30/60/15 minimums, at-fault rules, and how I-580/I-680 commutes affect your rates.
As of January 1, 2025, California requires $30,000 per person and $60,000 per accident for bodily injury liability, plus $15,000 for property damage. These new minimums doubled from previous requirements and will apply when your current policy renews. These limits only cover damages you cause to others, not your own vehicle or injuries.
While Dublin-specific rates vary by home value and features, California home insurance is projected to average around $2,930 annually by the end of 2025, up 21% from previous years. Dublin's lower wildfire risk compared to hillside areas may result in more favorable rates. Your actual cost depends on your home's value, age, construction type, and coverage level.
Standard home insurance policies in California don't cover earthquake damage, so you need separate earthquake insurance. Given California's seismic activity and Dublin's location in the Bay Area, earthquake coverage is worth serious consideration. The cost varies based on your home's age, construction type, and the deductible you choose.
Local Dublin agents understand Tri-Valley-specific risks like I-580 commute patterns, local weather, and area-specific coverage needs that online algorithms miss. They provide personalized service, help identify coverage gaps, and advocate for you during claims. While online options work for straightforward situations, local expertise is valuable for comprehensive protection.
Bundling your home and auto insurance with the same carrier typically saves 10-25% on your total premiums. Beyond cost savings, bundling simplifies your insurance management with one point of contact, coordinated renewals, and often streamlined claims processes. Dublin's local agents can compare bundling options across multiple carriers to find your best deal.
Umbrella insurance provides additional liability coverage (typically $1 million or more) that kicks in when your auto or home policy limits are exceeded. For $200-300 annually, it protects against major lawsuits and catastrophic accidents. Given Dublin's median household income exceeding $205,000, umbrella coverage is a cost-effective way to protect your assets from liability claims.
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