Han Mi Insurance Center Inc (한미보험)
7700 Orangethorpe Ave, Ste 15, Buena Park, CA 90621
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7700 Orangethorpe Ave, Ste 15, Buena Park, CA 90621
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8382 Artesia Blvd, Suite C, Buena Park, CA 90621
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6980 Aragon Cir, Suite 5, Buena Park, CA 90620
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6281 Beach Blvd, Ste 331, Buena Park, CA 90621
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6930 Beach Blvd Unit L-141, Buena Park, CA 90621
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Learn about insurance coverage options specific to Buena Park residents.
Complete guide to auto, home, and local insurance in Buena Park, CA. Learn about California's 2025 requirements, costs, and local agents near Knott's.
Home InsuranceComplete guide to Buena Park home insurance covering earthquake risk, flood zones, and coverage options. Get accurate rates for your Orange County property.
Car InsuranceGet affordable auto insurance in Buena Park with CA's new 30/60/15 minimums. Compare rates averaging $166/month, understand I-5/CA-91 risks, and save money.
As of January 1, 2025, California requires minimum liability coverage of $30,000 per person for bodily injury, $60,000 per accident for multiple injuries, and $15,000 for property damage. These new minimums apply when your policy renews, and they're double what was required before 2025.
Homeowners insurance in Orange County typically costs around $948 per year, though your actual rate depends on your home's value, age, condition, and coverage limits. With Buena Park's median home value around $771,900, you'll want to ensure your dwelling coverage is sufficient to rebuild your home at current construction costs.
Buena Park has property crime rates about 49% higher than the national average, particularly for motor vehicle theft. However, violent crime is 33% lower than the national average. This means comprehensive auto coverage and adequate personal property coverage on your homeowners policy are especially important.
Yes, bundling home and auto insurance with the same carrier typically saves 10-25% on your total premiums. For the average Buena Park homeowner, this could mean $300-$500 in annual savings. Most major insurers offer bundle discounts, and local agents can help you compare bundled rates across multiple carriers.
Buena Park is not in a high-risk flood zone, and flood damage is not covered by standard homeowners policies. However, if you have a mortgage, your lender may require flood insurance depending on your property's location. Check FEMA's flood maps and talk to your insurance agent about whether flood coverage makes sense for your specific property.
If your insurer non-renews your policy, don't panic. Contact a local insurance agent immediately—they can help you find replacement coverage from other carriers still writing policies in Orange County. You may also be eligible for California's FAIR Plan as a last resort option, though it's typically more expensive and offers more limited coverage than standard policies.
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