Big I Arkansas- Independent Insurance Agents Of Arkansas
5000 Northshore Dr, North Little Rock, AR 72118
View this agency's profile to learn more about their services.
Loading...
City directory
North Little Rock households and business owners trust local agents to navigate carrier appetite shifts, underwriting requirements, and the claims process.
Compare local agents, coverage options, and specialties to find the right fit for your insurance needs.
5000 Northshore Dr, North Little Rock, AR 72118
View this agency's profile to learn more about their services.
1 Riverfront Pl, Suite 420, North Little Rock, AR 72114
View this agency's profile to learn more about their services.
Ste 420, North Little Rock, AR 72114
View this agency's profile to learn more about their services.
516 W Pershing Blvd, North Little Rock, AR 72114
View this agency's profile to learn more about their services.
Learn about insurance coverage options specific to North Little Rock residents.
Complete North Little Rock insurance guide covering auto, home, flood coverage. Compare 15+ local agencies. Arkansas requirements explained. Get quotes today.
Home InsuranceNorth Little Rock home insurance costs $1,327-$2,230/year. Learn about tornado risk, Arkansas River flooding, and coverage for Park Hill, Lakewood & Argenta homes.
Car InsuranceNorth Little Rock requires 25/50/25 coverage. Learn about at-fault rules, I-40/I-30 risks, and why Pulaski County rates are higher. Get protected today.
Arkansas requires liability coverage of at least $25,000 per person and $50,000 per accident for bodily injury, plus $25,000 for property damage. You also need uninsured/underinsured motorist coverage with the same minimum limits. These are the legal minimums, but many drivers choose higher limits for better protection against out-of-pocket expenses in a serious accident.
If you're in a Special Flood Hazard Area with a federally backed mortgage, flood insurance is required. Even if it's not mandatory for your property, it's worth considering because North Little Rock sits near the Arkansas River and flooding can happen in areas not designated as high-risk. Standard homeowners insurance doesn't cover flood damage, so you'll need a separate policy through the National Flood Insurance Program or a private insurer.
Homeowners insurance costs in North Little Rock vary based on your home's age, construction type, coverage limits, deductible, and location. Factors like proximity to fire hydrants, your credit score, and the age of your roof also affect pricing. The best way to get an accurate quote is to contact local independent agents who can shop multiple carriers and find competitive rates for your specific property and situation.
Independent agents work with multiple insurance carriers rather than just one company, which means they can compare quotes and coverage options to find the best fit for your needs and budget. Local independent agents in North Little Rock also understand Central Arkansas risks like severe storms and flooding, and they provide personalized service when you need to file a claim or adjust your coverage.
No, standard renters insurance policies do not cover flood damage, just like homeowners insurance doesn't. If you're renting in an area with flood risk, you can purchase separate flood insurance for your personal belongings. Renters flood insurance is typically very affordable and can be added to protect your property if flooding occurs.
Yes, Pulaski County residents affected by severe storms may be eligible for disaster assistance through the State of Arkansas Individual Assistance program. Federal funding is also sometimes available for emergency work and repairs after major disasters. However, disaster assistance is typically limited, which is why having adequate insurance coverage before a disaster strikes is so important.
Stand out to local shoppers with your team, specialties, and business hours. Member agencies get priority placement and more features.
Join the network