Insurance for Property Management

Coverage for property management companies.

Get comprehensive property management insurance including E&O, tenant claims, and liability.

Licensed agents who understand professional services deliver fast quotes and expert support.

Illustration of a property management business overseeing residential buildings, used in a 1-800-INSURANCE guide to help property managers understand insurance needs for tenants, buildings, and daily operations.

Talk to a business insurance specialist

Licensed agents who understand your industry and get you competitive quotes fast.

Why Property Management Insurance Matters

Protect your professional practice from errors and omissions claims

Professional services businesses face unique liability exposure from the advice and services they provide. Errors, omissions, and client disputes can lead to expensive lawsuits that threaten your business.

Most professional services need Professional Liability (E&O) for claims arising from your work, General Liability for premises and operations, and Workers' Compensation for employees. Cyber Liability is increasingly important for businesses handling client data.

Whether you're a solo practitioner or run a larger firm, proper insurance protects your reputation and finances from claims that could devastate your business.

Coverage Checklist

Recommended coverage for your business

The policies you need to protect your business and meet client requirements

Professional Liability

Required

Covers property management E&O claims from professional services.

Avg. Cost
$1,000-$4,000/year

General Liability

Required

Covers client injuries and property damage at your office.

Avg. Cost
$400-$1,500/year

Workers' Compensation

Required

Required for office employees.

Avg. Cost
$0.50-2 per $100 payroll

Industry Risks

Common risks you need to protect against

1
Tenant injury claims
2
Security deposit disputes
3
Fair housing violations
4
Negligent maintenance claims
5
Property damage oversight
6
Eviction errors

Real risks professional services face

See how the right insurance protects your practice when things go wrong

Risk

A client claims your advice or services caused them financial harm.

Professional Liability (E&O)

Pays for legal defense and any settlement or judgment.

Risk

A client slips and falls visiting your office.

General Liability

Covers medical expenses and legal defense.

Risk

Your systems are hacked and client data is exposed.

Cyber Liability

Covers notification, legal defense, and regulatory fines.

Why Choose Us

Why professionals choose 1-800-INSURANCE

  • E&O coverage tailored to your profession
  • Cyber liability for data protection
  • Quick certificates for client requirements
  • Affordable Business Owners Policies
  • Help meeting licensing requirements
  • Coverage for independent contractors
Illustration of property development and home construction planning, used in a 1-800-INSURANCE guide to help property managers understand insurance needs for buildings, renovations, and ongoing maintenance.

Ready to protect your business?

Get quotes from top carriers, instant COIs, and coverage that keeps you working.

Common questions

Property Management Insurance FAQs

What insurance does a property manager need?

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Property managers need Professional Liability (E&O), General Liability, Workers' Compensation for staff, and often Crime coverage for employee dishonesty. Coverage should complement property owners' policies.

What is E&O insurance?

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Errors and Omissions (E&O) insurance, also called Professional Liability, covers claims arising from your professional services—mistakes, oversights, or failure to deliver promised results.

Do I need cyber liability insurance?

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If you handle client data, financial information, or personal details, cyber liability is increasingly important. It covers data breaches, notification costs, and regulatory fines.

Protect Your Business Today

Our commercial insurance specialists understand your industry and can help you find the right coverage at the best price.