Insurance for Moving Company

Coverage that moves with your business.

Get comprehensive moving company insurance covering cargo, vehicles, and liability.

Licensed agents who understand service businesses deliver fast quotes and expert support.

Illustration of a moving company handling furniture and boxes, used in a 1-800-INSURANCE guide to help moving businesses understand insurance for customers’ belongings and daily jobs.

Talk to a business insurance specialist

Licensed agents who understand your industry and get you competitive quotes fast.

Why Moving Company Insurance Matters

Protect your service business from liability and property claims

Service businesses work on client property, creating liability exposure for damage you might cause. The right insurance protects you from claims that could drain your profits and shut down operations.

Most service businesses need General Liability for property damage and injuries, Workers' Compensation for employees, and often Commercial Auto for work vehicles. Equipment coverage protects your tools.

Whether you're a solo operator or run a crew, proper insurance is essential. Many clients require proof of insurance before hiring service contractors.

Coverage Checklist

Recommended coverage for your business

The policies you need to protect your business and meet client requirements

General Liability

Required

Covers property damage and injuries from your service work.

Avg. Cost
$1,000-$4,000/year

Workers' Compensation

Required

Required for employees in service businesses.

Avg. Cost
$2-8 per $100 payroll

Commercial Auto

Required

Covers work vehicles and equipment in transit.

Avg. Cost
$1,200-$3,000/vehicle

Industry Risks

Common risks you need to protect against

1
Damage to customer belongings
2
Property damage during moves
3
Employee back injuries
4
Vehicle accidents
5
Theft claims
6
Stairs and elevator damage

Real risks service businesses face

See how the right insurance protects your business when things go wrong

Risk

You accidentally damage client property while performing your service.

General Liability

Pays for repairs, replacement, and legal defense.

Risk

An employee is injured on a job site.

Workers' Compensation

Covers medical bills and lost wages.

Risk

Your work vehicle is in an accident traveling to a job.

Commercial Auto

Covers vehicle damage and liability claims.

Why Choose Us

Why service businesses choose 1-800-INSURANCE

  • Coverage designed for service contractors
  • Instant certificates of insurance
  • Equipment and tools coverage
  • Commercial auto for work vehicles
  • Fast quotes for small businesses
  • Help meeting client requirements
Illustration of a moving company loading and transporting items, used in a 1-800-INSURANCE guide to help moving businesses understand business insurance and transportation risks.

Ready to protect your business?

Get quotes from top carriers, instant COIs, and coverage that keeps you working.

Common questions

Moving Company Insurance FAQs

What insurance does a moving company need?

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Moving companies need General Liability, Cargo/Goods in Transit coverage, Commercial Auto, and Workers' Compensation. Interstate movers need FMCSA-required coverage. Valuation coverage protects customer belongings.

Do I need insurance if I work alone?

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Yes. Even solo operators need General Liability for client property damage and injury claims. Many clients require proof of insurance before hiring you.

How much does service business insurance cost?

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Costs vary by business type, revenue, and employees. Many service businesses pay $500-$2,000 annually for General Liability. Workers' Comp depends on payroll and risk classification.

Protect Your Business Today

Our commercial insurance specialists understand your industry and can help you find the right coverage at the best price.