Insurance for Medical Spa
Coverage for your aesthetic medicine practice.
Get comprehensive medical spa insurance including malpractice, equipment coverage, and liability protection.
Licensed agents who understand healthcare deliver fast quotes and expert support.
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Licensed agents who understand your industry and get you competitive quotes fast.
Why Medical Spa Insurance Matters
Protect your practice from malpractice and liability claims
Healthcare providers face unique liability exposure from professional services, patient interactions, and regulatory compliance. The right insurance protects your practice from claims that could devastate your finances and reputation.
Most healthcare practices need Professional Liability (malpractice), General Liability for premises claims, and Workers' Compensation for staff. Business interruption coverage protects income if you're forced to close.
Whether you run a solo practice or multi-provider office, proper insurance is essential for protecting your career and your patients. Many states require proof of malpractice coverage for licensing.
Coverage Checklist
Recommended coverage for your business
The policies you need to protect your business and meet client requirements
Professional Liability
RequiredCovers malpractice claims and professional service errors.
General Liability
RequiredCovers patient injuries on premises and property damage.
Workers' Compensation
RequiredRequired for employees in healthcare settings.
Industry Risks
Common risks you need to protect against
Real risks healthcare providers face
See how the right insurance protects your practice when things go wrong
Risk
A patient claims your treatment caused them harm and files a malpractice lawsuit.
Professional Liability
Pays for legal defense and any settlement or judgment.
Risk
A patient claims your treatment caused them harm and files a malpractice lawsuit.
Professional Liability
Pays for legal defense and any settlement or judgment.
Risk
A patient slips and falls in your waiting room, injuring their hip.
General Liability
Covers medical expenses and legal defense.
Risk
A patient slips and falls in your waiting room, injuring their hip.
General Liability
Covers medical expenses and legal defense.
Risk
Your medical records are breached, exposing patient data.
Cyber Liability
Covers notification costs, legal defense, and regulatory fines.
Risk
Your medical records are breached, exposing patient data.
Cyber Liability
Covers notification costs, legal defense, and regulatory fines.
Why Choose Us
Why healthcare providers choose 1-800-INSURANCE
- Malpractice coverage from carriers specializing in healthcare
- Coverage for your specific specialty and procedures
- Help meeting state licensing and credentialing requirements
- Cyber liability for patient data protection
- Fast certificates for hospital privileges
- Tail coverage options when changing jobs
Commercial insurance experts
Essential coverage for healthcare providers
Compare quotes and get the policies your practice needs
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Get quotes from top carriers, instant COIs, and coverage that keeps you working.
Common questions
Medical Spa Insurance FAQs
What insurance does a medical spa need?
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Medical spas need Professional Liability covering specific procedures performed, General Liability, Workers' Compensation, and equipment coverage for lasers and devices. Coverage must match procedures offered.
Is malpractice insurance required?
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Requirements vary by state and specialty. Many states require proof of malpractice coverage for licensing. Hospitals typically require it for privileges. Even if not required, it's essential protection.
What is tail coverage?
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Tail coverage (extended reporting period) covers claims filed after a claims-made policy ends. It's important when changing jobs or retiring to cover past work. Costs vary but typically 1.5-2x annual premium.
Protect Your Business Today
Our commercial insurance specialists understand your industry and can help you find the right coverage at the best price.