Insurance for Manufacturing

Coverage for manufacturing operations.

Get comprehensive manufacturing insurance including product liability, equipment breakdown, and worker protection.

Licensed agents who understand commercial businesses deliver fast quotes and expert support.

Illustration of a manufacturing business in action, used in a 1-800-INSURANCE guide to help business owners understand manufacturing insurance needs and risks.

Talk to a business insurance specialist

Licensed agents who understand your industry and get you competitive quotes fast.

Why Manufacturing Insurance Matters

Protect your business from the risks of commercial operations

Commercial businesses face significant liability exposure from operations, products, and customer interactions. The right insurance protects your investment and keeps your business running.

Most commercial businesses need General Liability for premises and operations, Commercial Property for equipment and inventory, and Workers' Compensation for employees. Industry-specific coverage addresses unique risks.

Whether you operate online, in a warehouse, or a showroom, proper insurance is essential for protecting against claims that could shut down operations.

Coverage Checklist

Recommended coverage for your business

The policies you need to protect your business and meet client requirements

General Liability

Required

Covers product liability and manufacturing operations.

Avg. Cost
$2,000-$10,000/year

Workers' Compensation

Required

Required for employees in commercial operations.

Avg. Cost
$2-10 per $100 payroll

Business Owners Policy

Bundled coverage for property, liability, and business protection.

Avg. Cost
$1,000-$5,000/year

Industry Risks

Common risks you need to protect against

1
Product defect claims
2
Equipment breakdown
3
Worker injuries from machinery
4
Environmental contamination
5
Supply chain disruptions
6
Product recall costs

Real risks commercial businesses face

See how the right insurance protects your business when things go wrong

Risk

A customer is injured at your location or by your product.

General Liability

Pays for medical expenses, legal defense, and settlements.

Risk

Your inventory or equipment is damaged by fire or theft.

Commercial Property

Reimburses value so you can replace and continue operations.

Risk

An employee is injured on the job.

Workers' Compensation

Covers medical bills and lost wages.

Why Choose Us

Why commercial businesses choose 1-800-INSURANCE

  • Coverage designed for commercial operations
  • Property and inventory protection
  • Product liability coverage
  • Business interruption protection
  • Fast certificates of insurance
  • Help meeting vendor and landlord requirements

Commercial insurance experts

Ready to protect your business?

Get quotes from top carriers, instant COIs, and coverage that keeps you working.

Common questions

Manufacturing Insurance FAQs

What insurance does a manufacturer need?

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Manufacturers need General Liability with product liability, Commercial Property with equipment breakdown, Workers' Compensation, Environmental Liability, and often Product Recall coverage.

What is a Business Owners Policy?

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A BOP bundles General Liability, Commercial Property, and Business Interruption coverage at a lower cost than separate policies. It's designed for small to mid-sized businesses.

Do I need product liability insurance?

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If you sell or manufacture products, product liability is essential. It's typically included in General Liability but may need higher limits or separate coverage for high-risk products.

Protect Your Business Today

Our commercial insurance specialists understand your industry and can help you find the right coverage at the best price.