Insurance for IT Services

Coverage for technology service providers.

Get comprehensive IT insurance including tech E&O, cyber liability, and business protection.

Licensed agents who understand professional services deliver fast quotes and expert support.

Illustration of an IT services professional conducting user research, used in a 1-800-INSURANCE guide to help IT business owners understand insurance needs for technology, data, and client services.

Talk to a business insurance specialist

Licensed agents who understand your industry and get you competitive quotes fast.

Why IT Services Insurance Matters

Protect your professional practice from errors and omissions claims

Professional services businesses face unique liability exposure from the advice and services they provide. Errors, omissions, and client disputes can lead to expensive lawsuits that threaten your business.

Most professional services need Professional Liability (E&O) for claims arising from your work, General Liability for premises and operations, and Workers' Compensation for employees. Cyber Liability is increasingly important for businesses handling client data.

Whether you're a solo practitioner or run a larger firm, proper insurance protects your reputation and finances from claims that could devastate your business.

Coverage Checklist

Recommended coverage for your business

The policies you need to protect your business and meet client requirements

Professional Liability

Required

Covers technology errors and omissions claims from professional services.

Avg. Cost
$1,500-$6,000/year

General Liability

Required

Covers client injuries and property damage at your office.

Avg. Cost
$400-$1,500/year

Workers' Compensation

Required

Required for office employees.

Avg. Cost
$0.50-2 per $100 payroll

Industry Risks

Common risks you need to protect against

1
Software errors causing client losses
2
Project failures or delays
3
Data breaches and security failures
4
System downtime claims
5
Intellectual property disputes
6
Network security failures

Real risks professional services face

See how the right insurance protects your practice when things go wrong

Risk

A client claims your advice or services caused them financial harm.

Professional Liability (E&O)

Pays for legal defense and any settlement or judgment.

Risk

A client slips and falls visiting your office.

General Liability

Covers medical expenses and legal defense.

Risk

Your systems are hacked and client data is exposed.

Cyber Liability

Covers notification, legal defense, and regulatory fines.

Why Choose Us

Why professionals choose 1-800-INSURANCE

  • E&O coverage tailored to your profession
  • Cyber liability for data protection
  • Quick certificates for client requirements
  • Affordable Business Owners Policies
  • Help meeting licensing requirements
  • Coverage for independent contractors
Illustration of an IT services team designing mobile software, used in a 1-800-INSURANCE guide to help IT professionals understand insurance needs for technology projects, data, and client work.

Ready to protect your business?

Get quotes from top carriers, instant COIs, and coverage that keeps you working.

Common questions

IT Services Insurance FAQs

What insurance does an IT company need?

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IT companies need Technology E&O, Cyber Liability, General Liability, and Workers' Compensation. Tech E&O covers software failures, project issues, and service claims. Cyber covers breaches and security failures.

What is E&O insurance?

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Errors and Omissions (E&O) insurance, also called Professional Liability, covers claims arising from your professional services—mistakes, oversights, or failure to deliver promised results.

Do I need cyber liability insurance?

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If you handle client data, financial information, or personal details, cyber liability is increasingly important. It covers data breaches, notification costs, and regulatory fines.

Protect Your Business Today

Our commercial insurance specialists understand your industry and can help you find the right coverage at the best price.