Insurance for Chiropractor

Coverage that supports your adjustment practice.

Get comprehensive chiropractic insurance including malpractice, general liability, and practice protection.

Licensed agents who understand healthcare deliver fast quotes and expert support.

Chiropractor Insurance illustration

Talk to a business insurance specialist

Licensed agents who understand your industry and get you competitive quotes fast.

Why Chiropractor Insurance Matters

Protect your practice from malpractice and liability claims

Healthcare providers face unique liability exposure from professional services, patient interactions, and regulatory compliance. The right insurance protects your practice from claims that could devastate your finances and reputation.

Most healthcare practices need Professional Liability (malpractice), General Liability for premises claims, and Workers' Compensation for staff. Business interruption coverage protects income if you're forced to close.

Whether you run a solo practice or multi-provider office, proper insurance is essential for protecting your career and your patients. Many states require proof of malpractice coverage for licensing.

Coverage Checklist

Recommended coverage for your business

The policies you need to protect your business and meet client requirements

Professional Liability

Required

Covers malpractice claims and professional service errors.

Avg. Cost
$2,000-$15,000/year

General Liability

Required

Covers patient injuries on premises and property damage.

Avg. Cost
$500-$2,000/year

Workers' Compensation

Required

Required for employees in healthcare settings.

Avg. Cost
$2-6 per $100 payroll

Industry Risks

Common risks you need to protect against

1
Malpractice claims from adjustments
2
Patient injuries during treatment
3
Stroke claims from cervical manipulation
4
Equipment-related injuries
5
Patient falls in office
6
Documentation and consent issues

Real risks healthcare providers face

See how the right insurance protects your practice when things go wrong

Risk

A patient claims your treatment caused them harm and files a malpractice lawsuit.

Professional Liability

Pays for legal defense and any settlement or judgment.

Risk

A patient slips and falls in your waiting room, injuring their hip.

General Liability

Covers medical expenses and legal defense.

Risk

Your medical records are breached, exposing patient data.

Cyber Liability

Covers notification costs, legal defense, and regulatory fines.

Why Choose Us

Why healthcare providers choose 1-800-INSURANCE

  • Malpractice coverage from carriers specializing in healthcare
  • Coverage for your specific specialty and procedures
  • Help meeting state licensing and credentialing requirements
  • Cyber liability for patient data protection
  • Fast certificates for hospital privileges
  • Tail coverage options when changing jobs

Commercial insurance experts

Ready to protect your business?

Get quotes from top carriers, instant COIs, and coverage that keeps you working.

Common questions

Chiropractor Insurance FAQs

What insurance does a chiropractor need?

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Chiropractors need Professional Liability (chiropractic malpractice), General Liability, and Workers' Compensation. Coverage for adjusting tables and equipment is also important.

Is malpractice insurance required?

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Requirements vary by state and specialty. Many states require proof of malpractice coverage for licensing. Hospitals typically require it for privileges. Even if not required, it's essential protection.

What is tail coverage?

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Tail coverage (extended reporting period) covers claims filed after a claims-made policy ends. It's important when changing jobs or retiring to cover past work. Costs vary but typically 1.5-2x annual premium.

Protect Your Business Today

Our commercial insurance specialists understand your industry and can help you find the right coverage at the best price.