Complete protection for your business.

Business insurance isn't a single policy—it's a combination of coverages that together protect your company from the risks you face. Whether you're starting a new venture, growing an established business, or expanding into new services, understanding how different coverages work together helps you build protection that matches your actual exposures without paying for coverage you don't need.

Most businesses need several types of coverage: General Liability (protects against third-party injury and property damage claims), Commercial Property (covers your building, equipment, and inventory), Workers' Compensation (required in most states for employee injuries), and often Professional Liability (protects errors in your services) or Commercial Auto (for business vehicle use). Many small businesses start with a Business Owner's Policy (BOP), which bundles General Liability and Property coverage at a discount. From there, you add specialized coverage based on your industry, employees, vehicles, and specific risks.

The key to getting the right coverage is working with an agent who understands your business and can identify exposures you might overlook. A restaurant needs liquor liability and food contamination coverage. A contractor needs equipment coverage and builders risk. A consultant needs professional liability. A trucking company may need cargo coverage. Every business is different, and cookie-cutter policies often leave dangerous gaps. Ready to build a business insurance program that actually protects what you've built?